```

Privacy Policy

Last updated: September 14, 2025

Expense Tracker Manager Privacy Policy

Data Collection

We collect only the necessary information to provide our services, including your Google account information for authentication and your Expense Tracker data for financial management.

Data Usage

Your financial data is used solely to provide the app functionality. We do not share, sell, or analyze your personal financial information for any other purposes.

Data Security

All data is encrypted in transit and at rest. Your API tokens are stored securely using platform-specific secure storage mechanisms.

Third-Party Services

We use Google Sign-In for authentication and Google AdMob for advertisements. These services have their own privacy policies.

Contact Us

If you have any questions about this Privacy Policy, please contact us at ngandcoofc@gmail.com.

---

Terms of Service

Last updated: September 14, 2025

Expense Tracker Manager Terms of Service

Acceptance of Terms

By using Expense Tracker Manager, you agree to be bound by these Terms of Service and all applicable laws and regulations.

Service Description

Expense Tracker Manager is a mobile application that provides access to your self-hosted financial data with additional premium features.

User Responsibilities

You are responsible for maintaining the confidentiality of your API credentials and for all activities that occur under your account.

Premium Features

Premium features are available through subscription. Subscriptions are managed through your app store and subject to their terms.

Limitation of Liability

The app is provided “as is” without warranties. We are not liable for any damages arising from the use of this application.

Contact Information

For questions about these Terms, contact us at ngandcoofc@gmail.com.

```